Canada’s government is offering extra GST payments in 2025 to provide financial relief to eligible individuals and families. These payments are designed to support Canadians who are facing economic challenges, especially those with lower to moderate incomes. This guide covers everything you need to know about the extra GST payments, including eligibility requirements, payment amounts, and key dates.
What Are Canada’s Extra GST Payments?
The Goods and Services Tax (GST) credit is a tax-free quarterly payment meant to help Canadians offset the cost of GST or Harmonized Sales Tax (HST). In 2025, the government is expanding this program by introducing additional payments to offer more financial support. These extra payments are part of the government’s broader efforts to enhance economic stability, particularly for Canadians who need it most.
Eligibility for Extra GST Payments
To qualify for the extra GST payments, you must meet the following requirements:
- Residency: You must be a Canadian resident for tax purposes at the time your eligibility is assessed.
- Age Requirements: You must be at least 19 years old, have a spouse or common-law partner, or be a parent living with your child.
- Income Thresholds: Your adjusted family net income from the 2024 tax year must be below the set thresholds, which vary depending on your marital status and number of dependents.
- Tax Filing Requirement: Filing your 2024 income tax return is crucial. The Canada Revenue Agency (CRA) uses this information to determine your eligibility and payment amount. Even if you had no income, you still need to file a tax return to claim the GST credit and the extra payments.
Payment Amounts and Schedule
The amount of the extra GST payment depends on factors like your family’s income, marital status, and number of children under 19. Below is the breakdown of the base GST credit amounts for the 2024 base year, which will be applicable from July 2025 to June 2026:
- Single individuals: Up to $519
- Married/common-law couples: Up to $680
- Each child under 19: Up to $179
The extra GST payments for 2025 will be provided in addition to these amounts and follow the same payment schedule:
- January 5, 2025
- April 5, 2025
- July 5, 2025
- October 5, 2025
If any of these dates fall on a weekend or holiday, the payment will be issued on the last business day before the scheduled date.
How to Claim Canada’s Extra GST Payments
The best part about the extra GST payments is that you do not need to apply separately. The CRA automatically determines your eligibility based on your filed 2024 income tax return. However, here are some steps to ensure you receive your payments:
- File Your Tax Return: Make sure to file your 2024 income tax return by the deadline (typically April 30, 2025). Failing to do so may result in delayed or denied payments.
- Update Your Information: If there are any changes to your marital status, address, or dependents, ensure that the CRA has updated details on file.
- Set Up Direct Deposit: For quicker payment processing, sign up for direct deposit through your CRA My Account. This will ensure your payment is deposited directly into your bank account.
FAQs on Canada’s Extra GST Payments
1. Do I need to apply for the extra GST payments?
No, the CRA automatically assesses your eligibility based on your 2024 income tax return. You do not need to apply separately.
2. What happens if I miss filing my 2024 tax return?
Failing to file your tax return disqualifies you from receiving both the GST credit and the extra payments. Be sure to file by the deadline.
3. How can I check my eligibility or payment status?
Log in to your CRA My Account to view your eligibility status and payment details. You can also contact the CRA at 1-800-959-8281.
4. Can changes in my circumstances affect my payments?
Yes, changes in marital status, address, or dependents can affect both your eligibility and the amount you receive. Report any changes to the CRA promptly.
Practical Tips to Maximize Benefits
- File Early: Submit your tax return well ahead of the deadline to avoid delays in processing.
- Double-Check Information: Ensure your tax return and personal details are accurate.
- Use CRA Tools: Use your CRA My Account to track payments and make updates easily.
- Seek Help: If you’re uncertain about your tax return, consider consulting a tax professional to ensure everything is filed correctly.
